Privacy Policy

Effective Date: December 3, 2025

Nesi Title and Escrow Company

Nesi Title and Escrow Company (“we,” “us,” or “our”) is a California-licensed title insurance agent and independent escrow company (California Department of Insurance License # 6545-8). We are committed to protecting the privacy and confidentiality of your personal and non-public personal information (NPPI). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services or visit our website. We comply with the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA) as amended by the CPRA, the California Financial Information Privacy Act, and all applicable federal and state laws.

1. Information We Collect

We collect only the information necessary to provide title insurance, escrow, and settlement services, including:
– Personal identifiers (name, address, email, phone, Social Security number, driver’s license)
– Financial information (bank accounts, loan numbers, wire instructions, credit reports)
– Transaction and property details (legal descriptions, parcel numbers, sales contracts)
– Information you provide via website forms, email, phone, or in-person

2. How We Use Your Information

We use your information solely to:
– Open and administer escrow and title orders
– Perform title searches, issue title commitments and policies, and facilitate closings
– Communicate transaction updates
– Detect and prevent fraud
– Comply with legal, regulatory, and underwriter requirements

3. Disclosure of Your Information

We do **not** sell, rent, or share your personal information for marketing purposes. We disclose information only when necessary to:
– Parties to your transaction (lenders, real estate agents, attorneys, buyers/sellers)
– Title underwriters, notaries, recording services, wire processors, and other trusted vendors who are contractually bound to protect your data
– Government agencies, courts, or regulators when required by law, subpoena, or examination

4. Security of Your Information

We maintain physical, electronic, and procedural safeguards that meet or exceed federal and state standards, including encryption of sensitive data, restricted access to files, and regular employee training.

5. Cookies and Website Tracking

Our website uses essential cookies for functionality and optional analytics cookies (e.g., Google Analytics). You may control cookies through your browser settings. See our separate Cookie Policy for details.

6. Legal Disclosures Required by Law

We may disclose information when we believe in good faith it is required by law, to protect our rights, or to comply with a judicial proceeding, court order, or regulatory request.

7. Changes to This Policy

We may update this Privacy Policy at any time. The latest version will be posted on our website with the effective date above.

8. Consent

By using our services or website, you consent to the practices described in this Privacy Policy.

Contact Us

Questions? Contact our Privacy Officer at:

Nesi Title and Escrow Company
License # 6545-8 (California Department of Insurance)